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New York Life Terminates LTD Benefits for Client in Atlanta, GA

Dabdoub Law Firm Secures LTD Benefits for Client in Atlanta, GA

In August 2022, a resident of Atlanta, Georgia received notice from New York Life that her long-term disability (LTD) benefits had been unjustly terminated. Frustrated by her insurer’s wrongful act, our client turned to our accomplished disability insurance attorneys for help restoring the disability benefits she rightfully deserves. Keep reading to learn more about this latest Atlantan success story.

Third Times’s the Charm: Dabdoub Successfully Appeals to New York Life

Despite the wealth of medical evidence to prove otherwise, New York Life repeatedly denied our Atlanta client’s disability claim for LTD benefits. Even after providing substantial and consistent proof, this Georgia resident had no choice but to turn to Dabdoub Law Firm to help her appeal this decision after her insurer saw fit to deny her claim—not once; not twice; but three times.

“A pattern has emerged,” Attorney Emily Quirino said in a letter to New York Life, in which additional documentation was included to support our client’s condition after three unreasonable denials on part of the insurer. “Determining that [our client] is not disabled anymore would be perplexing [and] completely unreasonable.”

Attorney Quirino went on to review the substantial medical evidence of our Georgia client’s disability in thorough detail. “Altogether, the evidence overwhelmingly shows that [our client] continues to be unable to work in any occupation,” our Dabdoub lawyer concluded firmly, adding that our client continues to suffer from chronic neck and back pain and rheumatological problems.

Our Atlanta client underwent numerous Independent Medical Examinations (IMEs) and Functional Capacity Evaluations (FCEs). The FCE in particular is considered “the best means of assessing an individual’s functional level” according to the courts. This makes New York Life’s repeated denials all the more frustrating and confusing for both our client and our Dabdoub attorneys as they fought for justice on her behalf.

By unfairly favoring the opinion of their in-house doctor alone, New York Life failed to uphold its ethical and moral obligations under ERISA law. Dr. Mike Pappas, board-certified physiatrist and pain management specialist, blatantly disagreed with the false statements made by New York Life’s biased medical representative.

“There are multiple studies, including x-rays, MRIs, electrodiagnostic studies, and blood work, to make a determination of the claimant’s physical capabilities,” Dr. Pappas pointed out. In his October 2022 report, he concluded that our Atlantan client “is not capable of reliably and consistently working in any occupation, including sedentary work”—directly contradicting the wrongful decision that New York Life reached not once, but on three separate occasions.

At long last, despite having no choice but to circumvent a series of unnecessary, unfair obstacles, our client finally secured the disability benefits she deserved after our disability insurance attorneys successfully appealed to New York Life on her behalf. Call (800) 969-0488 to learn how Attorney Quirino and our accomplished team at Dabdoub Law Firm can help you secure the short- or long-term disability benefits you rightfully deserve, too.

Disability Insurance Companies Have Lawyers. Shouldn’t You?

Because this law firm was created to focus on disability insurance, we have developed expertise in this complex area of the law. Our expertise in long-term disability claims means our clients have the backing of a law firm that has attorneys who:

All our lawyers commit every day of their legal career to help people get disability benefits from UNUM, MetLife, Prudential, Northwestern Mutual, Hartford, CIGNA, and others. Because federal law applies to most disability insurance claims, we do not have to be located in your state to help. We help clients nationwide. Call (800) 969-0488 to get experienced disability lawyers on your side with:

Contact us online to schedule a free consultation with a trusted disability insurance attorney in your area.