Latest Blog Posts By Category

• Administrative Assistant
  • Disabled From Your Job as an Administrative Assistant
    Typically, administrative assistants receive their coverage through their employment. These “group policies” mostly fall under the Employee Retirement ...
• Aetna
  • Evidence Of Disability, Conflict Of Interest Hurt Aetna
    Evidence of disability and conflict of interest and are the two main reasons Aetna was forced to reverse its termination of benefits. In a recent case ...
• Appeals
  • The Appeal Process
    If you've been denied for a long-term disability insurance claim, it can be a very stressful time in your life. Not only are you dealing with the ...
• Articles
  • Duties Of A Registered Nurse Should Be Considered
    The classification and duties of a registered nurse are very important in a long term disability insurance claim. When a claim is filed by a ...
• Back Pain
  • Denied Long Term Disability Claim Used Wrong Definition of Sedentary Work
    The Northwestern Mutual Life Insurance Company denied the long term disability claim of a man who was unable to sit for more than four hours after ...
• Cardiovascular Disease
  • Standard Insurance Reverses Termination on Appeal for Heart Conditions
    Our firm filed an appeal with The Standard Insurance Company on behalf of our client for termination of long term disability benefits. The Standard ...
• CFS/Fibromyalgia
  • Evidence Of Disability, Conflict Of Interest Hurt Aetna
    Evidence of disability and conflict of interest and are the two main reasons Aetna was forced to reverse its termination of benefits. In a recent case ...
• Chronic Pain
  • Washington Court Finds The Hartford Wrong in Terminating Benefits for Woman with Fibromyalgia
    In a recent court decision from Washington state, Reetz v. The Hartford Life and Accident Ins. Co., 2018 WL 934627 (W.D. Wash. Feb. 16, 2018), a ...
• CIGNA/ LINA
  • Lyme Disease CIGNA Disability Termination Reversed
    Dabdoub Law’s appeal on behalf of a client suffering from Lyme Disease and CoInfections resulted in a recent reversal of CIGNA’s decision to terminate ...
• Cognitive Impairment
  • Reliance Standard Approved Long-Term Disability Appeal For Florida Client With Cognitive Impairments
    Reliance Standard approved a long-term disability appeal for a Florida client. Before his disability, our client worked as an Intelligence Training ...
• Disability Insurance
  • Total vs. Partial Disability
    Insurance companies often define disability in terms that can be confusing. It's not enough to simply be disabled; the insurance company will attempt ...
• ERISA
  • How Insurance Companies Use ERISA
    Every society, no matter how automated, requires a fair amount of people willing to participate in dangerous occupations. Whether it be a construction ...
• FAQ
  • What Are Disability Insurance Settlements?
    There are two types of disability insurance settlements. A lump-sum payment may be negotiated on your behalf when you are presently receiving a ...
• Hartford
  • The Hartford Reverses Termination of Benefits on Appeal for Client in Florida
    Our client, located in Florida, came to our firm after his long-term disability (“LTD”) benefits were terminated. The Hartford determined that our ...
• Helpful Tips
  • Social Media Activity Can Hurt Disability Claims
    For many people, social media activity is a regular and frequent part of their daily lives. Your online presence includes what you post and upload to ...
• Illness
  • What Options Do I have if I am Ill?
    Illness is something that always comes by surprise. However, there are some options that you have if you fall ill and are unable to perform the normal ...
• Liberty
  • Miller v. PNC Financial Services, Inc. and PNC Financial Services Inc. and Affiliates Long Term Disability Plan
    On October 2, 2017, the U.S. District Court for the Southern District of Florida issued an opinion ruling in favor of Plaintiff, Wendy Miller, who was ...
• Life Insurance of North America
  • Johnson v. Life Insurance Company of North America
    In this case, decided September 21, 2017, the U.S. District Court for the District of Colorado determined that the Life Insurance company of North ...
• Lincoln
  • Lincoln Financial Approves Disability Claim for Hormonal Disorder
    Our firm filed a claim with Lincoln Financial on behalf of our client for a hormonal disorder called acromegaly from which he suffered for many years. ...
• Long Term Disability
  • Prudential Approves Appeal After Terminating Long-term Disability Benefits Based on Surveillance of the Wrong Person
    Prudential approves an appeal after terminating our client’s long-term disability benefits based on surveillance of the wrong person. We filed an ...
• Lump-Sum Buyout
  • Should I Consider a Lump-Sum Buyout?
    In cases of long-term disability insurance claims, there are numerous options for injured workers. One thing that may be offered to injured workers is ...
• Mental Health
  • What is the Mental Health Limitation?
    The issue of a mental health limitation in insurance coverage may come into play if you make a long-term disability insurance claim. As you prepare or ...
• MetLife
  • Equinovarus Disability Approved By MetLife
    Equinovarus disability is a form of clubfeet, and is a rare birth defect that affects one in one thousand births. Our client filed a long term ...
• Migraines
  • New Treatments for Migraine Headaches - What You Need to Know
    According to a recent report in the New England Journal of Medicine , 2 new drugs could provide a viable treatment option for patients who suffer from ...
• MS
  • Can You Get Disability For MS With Liberty Mutual Insurance?
    Yes, you can you get disability for MS or multiple sclerosis. It is crucial to know that filing a disability claim, especially for MS can be tough. ...
• NFL Concussion
  • Former NFL Player Suffers Permanent Disability from Concussion-Related Injuries
    Football is a high impact sport. In recent years, the NFL has been put under scrutiny for the growing number of athletes who have become disabled due ...
• Northwestern Mutual
  • Denied Long Term Disability Claim Used Wrong Definition of Sedentary Work
    The Northwestern Mutual Life Insurance Company denied the long term disability claim of a man who was unable to sit for more than four hours after ...
• Physicians
  • Own Occupation Disability Insurance for Physicians
    Own occupation disability insurance for physicians is often difficult to analyze. The insurance company will try to claim the doctor can still perform ...
• Principal Financial
  • Principal Life Insurance Loses Case on Preexisting Condition Argument
    After being diagnosed with throat cancer, Mr. Langdon applied for both short term and long term disability benefits with Principal Life Insurance ...
• Prudential
  • Prudential Approves Appeal for Failed Back Syndrome and Foot Drop
    Prudential approved our client’s appeal for failed back syndrome and foot drop. Our client was a supply chain technician located in Florida. The pain ...
• Reliance
  • Reliance Standard Approved Long-Term Disability Appeal For Florida Client With Cognitive Impairments
    Reliance Standard approved a long-term disability appeal for a Florida client. Before his disability, our client worked as an Intelligence Training ...
• Short-Term Disability
  • What is Short-Term Disability?
    Short-term disability insurance is a type of insurance that pays a percentage of your salary as an employee for a specified period of time if you are ...
• Sickle Cell Disease
  • Sickle Cell Disease Lincoln National LTD Termination Reversed
    Our client suffered from multiple, incurable medical conditions that caused chronic pain and limited range of motion. Some of her diagnoses included ...
• Stroke
  • Reliance Standard Insurance Loses Case After Wrongfully Denying Disability Benefits
    After enjoying a healthy start to her pregnancy, our client became insured through Reliance Standard. Unfortunately, after our client gave birth she ...
• Sun Life
  • Sun Life Long Term Disability Settlement Offer
    Recently, Sun Life has been reaching out to people whose long-term disability benefits were terminated or are in the appeal stage to offer them a ...
• The Standard
  • Reliance Standard Approved Long-Term Disability Appeal For Florida Client With Cognitive Impairments
    Reliance Standard approved a long-term disability appeal for a Florida client. Before his disability, our client worked as an Intelligence Training ...
• UNUM
  • Unum Surveillance Video Failed
    Unum surveillance is commonly used by Unum and other insurance companies. However, it often fails to prove anything. We recently handled a case in ...